Mortgages

Mortgages

Here at ID Finance, we understand just how stressful it can be to choose the right mortgage when you purchase a new home. This is arguably one of the biggest financial decisions you will make in your lifetime. We’re here to support you with personalised advice that has been tailored to your individual circumstances.

Our insider knowledge and unrivalled access to the UK mortgage market is your secret weapon when it comes to getting the best deal possible. We have access to exclusive offers that high street banks simply can’t get their hands on. What’s more, we have an excellent loyalty scheme for returning buyers.

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First-time buyers

If you’re struggling to afford the purchase of a property you could be eligible for a shared ownership scheme; provided you can afford at least 25% of the home. We’ll guide you through the process of making this happen and even give you the advice you’ll need to eventually own 100% of the property.

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Moving home

Whether you’re moving to a new area or upsizing to something bigger for your growing family, we can provide you with all the assistance you need to secure a mortgage that will allow you to purchase your dream home.

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Remortgaging your home

Remortgaging your property is an excellent way to pull capital out of your home, but it can also be an effective method of reducing your monthly payments. Our expert knowledge will give you all the tools you need to achieve your financial goals when remortgaging.

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Buy to let

Picking up an investment property is a momentous occasion for many of us in our path to financial freedom. Let us provide you with the guidance you need to get the right mortgage that will ensure your buy to let home makes a great return.

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Let to buy

Sometimes when you move to a new property you want to keep hold of the previous one and generate rental income from it. Our 20 years of experience in the mortgage industry come in incredibly useful when it comes to ensuring you get the best possible mortgage to achieve this goal.

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Shared ownership

If you’re struggling to afford the purchase of a property you could be eligible for a shared ownership scheme; provided you can afford at least 25% of the home. We’ll guide you through the process of making this happen and even give you the advice you’ll need to eventually own 100% of the property.

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Shared equity

Have you been struggling to come up with enough money to secure a deposit? A shared equity loan could provide you with the capital to put down a deposit on the property you want to buy far sooner than you expected.

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Key workers

If you’re an NHS worker, teacher, in the army or fire service you could be eligible for special key worker mortgage rates. We’ll leverage our extensive network of resources to find you the very best deal possible.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

SOME FORMS OF BUY TO LET ADVICE ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.